TY  - BOOK
AU  - Ladha Hussain 
AU  - Department of Information Technology 
TI  - Factors Affecting the Adoption of Mobile Wallet Services in the Universities of Nawabshah ( MS Thesis)
PY  - 2024///
CY  - Nawabhshah
PB  - QUEST
UR  - https://tinyurl.com/j2vx9b9t
ER  -