@book{68413,
	author = {Ladha Hussain  and Department of Information Technology },
	title = {Factors Affecting the Adoption of Mobile Wallet Services in the Universities of Nawabshah ( MS Thesis)},
	publisher = {QUEST},
	year = {2024},
	address = {Nawabhshah},
	url = {https://tinyurl.com/j2vx9b9t}
}